Deposit Products : Personal :

Checking

Checking | Savings | Certificates of Deposit | IRA's | Overdraft Protection | Deluxe Check Reorders
Advantage Checking

A simple and convenient way to manage your money.

  • No minimum balance

  • No monthly maintenance charge

  • No per check charge

  • Unlimited check writing privileges

  • Free Instant Cash & Check Card

  • Free Online Banking

  • Free return of check images for easy record keeping

  • Free easy to balance monthly statements

  • Free Online Bill Pay

NOW Checking

An interest bearing account designed for customers who maintain higher balances.

  • Interest bearing account

  • $10.00 monthly maintenance fee. Fee waived with a $750.00 minimum average daily balance

  • Unlimited check writing privileges

  • Free Instant Cash & Check Card

  • Free Online Banking

  • Free return of check images for easy record keeping

  • Free easy to balance monthly statements

  • Free Online Bill Pay

SuperNow Checking

An interest bearing account designed for customers who maintain higher balances.

  • Interest bearing account

  • $10.00 monthly maintenance fee. Fee waived with a $1,000.00 minimum average daily balance

  • Unlimited check writing privileges

  • Free Instant Cash & Check Card

  • Free Online Banking

  • Free return of check images for easy record keeping

  • Free easy to balance monthly statements

  • Free Online Bill Pay

Premier Checking

A tiered interest bearing account designed for customers who maintain higher balances.

  • Interest bearing account

  • $25.00 monthly maintenance fee. Fee waived with a $5,000.00 minimum daily balance

  • Unlimited check writing privileges

  • Free Instant Cash & Check Card

  • Free Online Banking

  • Free return of check images for easy record keeping

  • Free easy to balance monthly statements

  • Free Online Bill Pay

Health Savings Account (HSA)

A Health Savings Account (HSA) is a tax advantaged medical savings account available to taxpayers who are enrolled in a High Deductible Health Plan (HDHP). Contributions to a HSA are tax deductible and can be used to pay for current medical expenses or expenses that your insurance may not cover including dental expense, vision care, Medicare expense, and long-term care. Unlike some other type of accounts, unspent balances remain in your account earning interest until you spend them on future medical care.

First Class Club

An account for customers 62 years of age.

Customers may pick any of our checking accounts and receive all the benefits of that account plus:

  • Free personalized checks

  • Free MasterCard travel card

 

Checking

Quoin Financial Bank

Miller
1.877.846.3122

Highmore
1.877.846.3123

Sioux Falls
1.800.823.6365

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