Home Mortgage Loans

Let us offer our personal assistance in financing a new home or refinancing your present home.

We offer a wide variety of mortgage alternatives and will work to meet your individual needs. A home mortgage loan is a powerful tool to help meet your long term financial goals. Our experienced staff will assist you in pre-qualification and work closely with you throughout the application process.

Contact a lending specialist today and put the strength of Quoin Financial Bank to work for you.

Mortgage Programs and Options

*Conventional Loans

• A fixed-rate conventional loan is the most traditional way to finance a new home.

• Down payment depends on the loan program

• Variety of loan terms

*Federal Housing Authority (FHA) for all borrowers

• Allows the seller to pay closing costs

• Streamlined refinance options

• Generous credit guidelines

• Flexible income guidelines

*Veterans Administration (VA) for qualified veterans

• No down payment

• Seller may pay all closings costs

• Simplified refinance options

• Generous credit guidelines

• Flexible income guidelines

*Rural Development loans for qualified borrowers. Income restrictions apply.

• No down payment

• Flexible credit guidelines