Rates

APY = Annual Percentage Yield

Rates effective April 1, 2013

Kasasa Cash **

BalanceInterest RateAPY
$0 - $15,000.002.48%2.51%
$15,000 and up0.15%2.51% - 0.46%
If qualifications aren't met0.05%0.05%

Qualifications:

  • Have at least 10 debit card purchases that post and settle.
  • Have at least 1 automatic payment (ACH) or bill payment post and settle.
  • Be enrolled and receive e-statement

Qualifications must be met each monthly qualification cycle

Kasasa Saver **

BalanceInterest RateAPY
$0 - $15,000.000.75%0.75%
$15,000 and up0.15%0.75% - 0.23%
If qualifications aren't met0.05%0.05%

Qualifications:

  • Have at least 10 debit card purchases that post and settle.
  • Have at least 1 automatic payment (ACH) or bill payment post and settle.
  • Be enrolled and receive e-statement.

Qualifications must be met each monthly qualification cycle on your Kasasa Cash

Checking Accounts **

ProductMinimum Opening BalanceMinimum Balance to Obtain APY Interest RateAPY
NOW Checking$750.00 N/A0.05%0.05%
Premier Checking
TIER 5:$5,000.00$5,000.00 - $24,999.99 0.05%0.05%
TIER 4:$5,000.00$25,000.00 - $49,999.990.10% 0.10%
TIER 3:$5,000.00$50,000.00 - $99,999.990.15% 0.15%
TIER 2:$5,000.00$100,000.00 - $199,999.990.20% 0.20%
TIER 1:$5,000.00$200,000.00 and above0.20% 0.20%
Health Savings Account (HSA)$100.00N/A0.30% 0.30%

Savings Accounts **

ProductMinimum Opening BalanceMinimum Balance to Obtain APY Interest RateAPY
Statement Savings$0.00N/A0.05%0.05%
Christmas Club Savings$0.00N/A0.05%0.05%
IRA Savings $0.00N/A0.05%0.05%
Money Market (MMDA) $1,000.00N/A0.10% 0.10%
Cash Management Account (CMA)
TIER 5:$5,000.00$5,000.00 - $24,999.99 0.05%0.05%
TIER 4:$5,000.00$25,000.00 - $49,999.990.10% 0.10%
TIER 3:$5,000.00$50,000.00 - $99,999.990.15% 0.15%
TIER 2:$5,000.00$100,000.00 - $199,999.990.20% 0.20%
TIER 1:$5,000.00$200,000.00 and above0.20% 0.20%

CD/IRA Certificates ***

ProductMinimum Opening BalanceMinimum Balance to Obtain APY Interest RateAPY
30 Day Certificate $500.00N/A0.10% 0.10%
91 Day Certificate $500.00N/A0.10% 0.10%
182 Day Certificate $500.00N/A0.20% 0.20%
1 Year Certificate $500.00N/A0.30% 0.30%
1.5 Year Certificate $500.00N/A0.40% 0.40%
2 Year Certificate$500.00N/A0.50% 0.50%
2.5 Year Certificate$500.00N/A0.60% 0.60%
3 Year Certificate$500.00N/A0.75% 0.75%
4 Year Certificate$500.00N/A1.00% 1.00%
5 Year Certificate$500.00N/A1.25% 1.26%

* APY = Annual Percentage Yield.

** Rates are subject to change. Fees may reduce earnings.

*** Substantial penalty for early withdrawal.

*** Change-A-Rate option available on all new certificates with an original maturity of 2 years or longer. Specials are excluded from the Change-A-Rate option. Rates on Change-A-Rate certificates may change subject to customer's request. IRA's are excluded from Change-A-Rate.