Loans & Credit

  • Term Business Loans

    Term Business Loans

    • Get the funding you need for a variety of business expenses.
    • Receive personalized service and local decision-making.
    • Flexible terms and affordable payment options available.
  • Business Lines of Credit

    Business Lines of Credit

    • Excellent solution to meet your immediate cash flow needs.
    • Use for any purpose — working capital or major purchases.
    • No need to re-apply when account remains in good standing.
  • Small Business Loans (SBA)

    Small Business Loans (SBA)

    • We're committed to helping our local small businesses.
    • Some of the most competitive rates in the region.
    • SBA loans offer special advantages and guarantees.
  • Agriculture Loans

    Agriculture Loans

    • We are committed to helping our local farmers succeed.
    • A variety of loan, credit, and financing options available.
    • Customized solutions with personal, attentive service.
  • Commercial Real Estate

    Commercial Real Estate

    • Great rates and terms for purchasing commercial property.
    • Our construction loans are ideal for building a new facility.
    • Refinancing your existing mortgage can save you money.
  • Letters of Credit

    Letters of Credit

    • Provides the bank's guarantee of payment or service.
    • A valuable tool as a business builds creditor relationships.
    • Our Letters of Credit can assist with international commerce.
  • Business Credit Card

    Business Credit Card

    • Visa® cards that are accepted locally and worldwide.
    • Earn points to redeem for exciting merchandise & services.
    • A low annual percentage rate, and an annual fee of $50.